{"id":2864,"date":"2022-12-28T18:42:43","date_gmt":"2022-12-28T18:42:43","guid":{"rendered":"https:\/\/icapital.pt\/duty-of-information\/"},"modified":"2025-10-28T18:54:51","modified_gmt":"2025-10-28T18:54:51","slug":"duty-of-information","status":"publish","type":"page","link":"https:\/\/icapital.pt\/en\/duty-of-information\/","title":{"rendered":"Duty of Information"},"content":{"rendered":"\t\t
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DUTY TO INFORM <\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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under the terms of DL no. 81-C\/2017<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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IDENTIFICATION<\/span><\/strong><\/p>

iCapital<\/strong> is a national trademark, registered under no. 677273, owned by Opini\u00f5es e Debates, Lda<\/strong>.<\/span><\/p>

Opini\u00f5es e Debates, Lda.<\/strong>, a private limited company with registered offices at Rua Teofilo Braga n\u00ba59, 1.\u00ba Andar, 2785-122, S\u00e3o\u00a0 Domingos de Rana, with share capital of four hundred and fifty euros, with legal person number 516626914, registered with the Bank of Portugal as a Linked Credit Intermediary, with registration number 6890 (to consult go to: https:\/\/www.bportugal.pt\/intermediarios-credito\/).<\/span><\/p>

CONTACTS
<\/strong><\/span><\/p>

Telephone: +351 968 193 148 (national mobile network)<\/span>
Email: geral@icapital.pt<\/span><\/p>

CREDIT INTERMEDIATION SERVICES<\/strong><\/span><\/p>

Presentation or proposal of credit agreements to consumers.<\/span>
Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by them.<\/span><\/p>

CREDIT AGREEMENTS COVERED<\/strong><\/span><\/p>

Housing loans.<\/span><\/p>

CONSULTING SERVICES<\/strong><\/span><\/p>

Opini\u00f5es e Debates Lda.<\/strong> is authorized to provide consultancy services.<\/span><\/p>

IDENTIFICATION OF THE LENDERS OR GROUPS WITH WHOM YOU HAVE A BINDING CONTRACT<\/strong><\/span><\/p>

ABANCA CORPORACI\u00d3N BANCARIA, S.A.
<\/span>BANKINTER, S.A. – SUCURSAL EM PORTUGAL
<\/span>BANCO BPI, S.A.
<\/span>CAIXA GERAL DE DEPO\u0301SITOS, S.A.
<\/span>BANCO BIC PORTUGU\u00caS, S.A.
<\/span>NOVO BANCO, S.A.
<\/span>BANCO SANTANDER TOTTA, S.A.<\/span><\/p>

PROFESSIONAL LIABILITY INSURANCE<\/strong><\/p>

Policy number 2528885.<\/span><\/p>

ALTERNATIVE DISPUTE RESOLUTION BODIES<\/strong><\/span><\/p>

Arbitration Center Autonomous University of Lisbon<\/span>
Lisbon Consumer Conflict Arbitration Center<\/span><\/p>

PROHIBITION UNDER ARTICLE 46 OF DL N\u00ba81-C\/2017<\/strong><\/span><\/p>

Credit intermediaries are prohibited from receiving or delivering any amounts related to the formation, execution and early performance of credit agreements.<\/span><\/p>

SUPERVISION OF THE BANK OF PORTUGAL<\/strong><\/span><\/p>

The activity of Opini\u00f5es e Debates Lda<\/strong>. as a Credit Intermediary is subject to supervision by the Bank of Portugal.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

DUTY TO INFORM under the terms of DL no. 81-C\/2017 IDENTIFICATION iCapital is a national trademark, registered under no. 677273, owned by Opini\u00f5es e Debates, Lda. Opini\u00f5es e Debates, Lda., a private limited company with registered offices at Rua Teofilo Braga n\u00ba59, 1.\u00ba Andar, 2785-122, S\u00e3o\u00a0 Domingos de Rana, with share capital of four hundred […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2864","page","type-page","status-publish","hentry"],"yoast_head":"\niCapital - Duty of Information<\/title>\n<meta name=\"description\" content=\"We are authorized to offer consultancy services and to intermediate credit agreements, with binding contracts with several lenders.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/icapital.pt\/en\/duty-of-information\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"iCapital - 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