DUTY TO INFORM

under the terms of DL no. 81-C/2017

IDENTIFICATION

iCapital is a national trademark, registered under no. 677273, owned by Opiniões e Debates, Lda.

Opiniões e Debates, Lda., a private limited company with registered offices at Rua Engenheiro Francisco Rogério Nazaré, Lote 29, 2.º Dto, 2645-045, Alcabideche, with share capital of four hundred and fifty euros, with legal person number 516626914, registered with the Bank of Portugal as a Linked Credit Intermediary, with registration number 6890 (to consult go to: https://www.bportugal.pt/intermediarios-credito/).

CONTACTS

Telephone: +351 912 218 359 (national mobile network)
Email: geral@icapital.pt

CREDIT INTERMEDIATION SERVICES

Presentation or proposal of credit agreements to consumers.
Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by them.

CREDIT AGREEMENTS COVERED

Housing loans.

CONSULTING SERVICES

Opiniões e Debates Lda. is authorized to provide consultancy services.

IDENTIFICATION OF THE LENDERS OR GROUPS WITH WHOM YOU HAVE A BINDING CONTRACT

ABANCA CORPORACIÓN BANCARIA, S.A.
BANKINTER, S.A. – SUCURSAL EM PORTUGAL
BANCO BPI, S.A.
CAIXA GERAL DE DEPÓSITOS, S.A.
BANCO BIC PORTUGUÊS, S.A.
NOVO BANCO, S.A.
BANCO SANTANDER TOTTA, S.A.

PROFESSIONAL LIABILITY INSURANCE

Policy number 2528885.

ALTERNATIVE DISPUTE RESOLUTION BODIES

Arbitration Center Autonomous University of Lisbon
Lisbon Consumer Conflict Arbitration Center

PROHIBITION UNDER ARTICLE 46 OF DL Nº81-C/2017

Credit intermediaries are prohibited from receiving or delivering any amounts related to the formation, execution and early performance of credit agreements.

SUPERVISION OF THE BANK OF PORTUGAL

The activity of Opiniões e Debates Lda. as a Credit Intermediary is subject to supervision by the Bank of Portugal.